I found a site and researched it before plunking down my hard earned cash as we only have about 5 months remaining on our original mfg 3 year/36 mo on my 07 Cobalt Sedan LS. They offer the same GM Protection Plan that the dealer offered me for a lot less.. Example, I bought a 48 mon, 48,000 ADDITIONAL bumper to bumper coverage (with vey few exclusions) with a list price of $985 for $679, no sales tax and including a $24 research charge (to verify VIN, service date, etc) AND ZERO deductible.
I looked into Warranty Direct, and a few others and debated "should I even buy it ?", but with a kid going off to college soon, I didn't want him to get stuck somewhere and this warranty allows him to bring in the car for service to ANY GM dealer. If he had none around him, and the garage wouldnt take it he could put the invoice on a credit card and I would mail it in as an exception and get reimbursed.
There is a lot of debate on the value of a ext warranty vs putting a savings account for repairs, but there isnt a lot one can fix these days for $670, mus less multiple ones over the course of 4 years.
I am NOT affilliated with this company and get no compensation, but merely passing along a good deal...at least I think so..
Here's the link and notice there are different prices below 12K, 24K, and 36 K miles. If you are above 36K or outside the 36 months, you wont get an accepted. Otherwise, the website is GMPP Discounted Prices Online, Calculate Your Own GM Protection Plan Price
If you buy before end of day tomorrow (4/30/09) you can save an additional $50. They take all forms of payment incl credit cards, checks, etc. It's actually sold by a PA Pontiac/Cadillac dealership called Black's GM Outlet. I guess if the cars arent moving its pretty smart to discount ext warranties and keep some money rolling in.