welcome to the SITE! Craig
if i were you i would start saving for some new shoes and rubbers (rimz and tires)
maybe some suspension after that
THEN think about body/lip kits
personaly im not a fan of bodykits/lip kits being that they tend to get ruined by curbs, potholes, 'deep' puddles of water, snow, etc... i can get you lots of evidence from around here :D, intersting stroy behind the 'deep' puddle...someone i know w/ a cavy went through one that was just a little to deep, going a bit to fast, and lost their front bumper, there was enough force : /
nothing wrong with a sedan, thats what i had at first (did you actualy check to see what the diff was between a sedan and a coupe when it came to insurance?) i went from a 05 sedan to a 07 coupe and my insurance went up a whopping 6 bucks a month lol (18/19 years old with each car)
nothing wrong with putting exaust on it either, but, my i ask why? the 2.2L balt really doesnt have much low dollar performace potential, and with most exaust systems you are going to loose some of your low end (torque), and IMO the balt's low end is one of my favorite things about it.