I had a molar pulled and the wisdom tooth took it's place at an angle. Then the molar on the other side chipped and I scheduled an appointment as soon as I could this time. The dentist was able to fill and repair the tooth. My insurance covered a good chunk of the bill. Then my Health Savings Account covered the rest. I plan on using my HSA for braces eventually. Maybe get Lasik. It's amazing how fast my HSA builds up. I also get an extra $450 each year when I pass my health screening.