Go for it,
Your folks are paying insurance? Wow! Take the money you would pay for insurance, and save it. Maybe a home next?
$1000 so what. I'd likely get 100 bucks for my DD.
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I was in Colorado couple years ago driving from Denver up to Breckenridge to go skiing. And drove from Toronto to Stowe VT last year. I noticed there were so many dumpy looking homes in the US, but outside there were always nice new Rides