Fall 2016 Random Crap Thread - Page 150 - Chevy Cobalt Forum / Cobalt Reviews / Cobalt SS / Cobalt Parts
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post #1491 of 2094 (permalink) Old 11-10-2016, 08:26 AM
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Did you low ball him? I don't even give them the pleasure of negotiating when they do that to me.

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post #1492 of 2094 (permalink) Old 11-10-2016, 08:28 AM
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He didn't even get an initial response.

1986 Chevrolet Camaro IROC-Z - Wrecked/Sold
1998 Chevrolet Cavalier - Wrecked/Donated
2007 Chevrolet Cobalt LT - M62 Supercharger, Ported Throttle Body, 42 lb/hr Injectors, Intense 2.9" Pulley, Cobra Heat Exchanger, SS/TC Exhaust, TTR Engine and Trans Mounts, Trifecta Tune, ZZP Header and Downpipe, '08+ FE5 Struts/Shocks, SSC Springs, FE5 Control Arms, SS/SC Front Swaybar, Powell Hardcore Rear Swaybar, 18" MSR 045s, Dunlop ZIIs, Nightshaded Tails/Side Markers, Shorty Antenna, Black Bowties, Black Grilles, Black Headlights, Dual JL 12" w1v2 Subs, A/D/S Front/Rear Speakers, Pioneer 7" Touchscreen, G85 Recaros, Leather Rear Seats, 160 MPH Cluster.
2014 Chevrolet Cruze Diesel - 17" MSR 013s, Black Bowties, Black Tails, UR Rear Lower Bar
1981 Chevrolet Camaro Z28 - JVC Ribbon Tweeters, SEAS Mids, Pyle Woofers, Kenwood Tape Deck, Zapco Amp/Equilizer, Ceramic-Coated Longtubes, 2.5" Pypes Stainless Exhaust, Bilstein B6 Shocks, GW U/L Control Arms, Hotchkis Springs Sway Bars, DD HDX Cluster
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post #1493 of 2094 (permalink) Old 11-10-2016, 08:44 AM Thread Starter
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Quote:
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Did you low ball him? I don't even give them the pleasure of negotiating when they do that to me.
My response is ''lolrof''

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post #1494 of 2094 (permalink) Old 11-10-2016, 09:14 AM
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I got a quick question for you guys...so if your going to buy your first car when your...20 years old, and you drop $700 for down payment on a $7,000 car with 9%apr your paying about $114 a month for the car...do you need a car loan or is it optional. Sorry if it doesnt make sense im just trying to figure out something.

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post #1495 of 2094 (permalink) Old 11-10-2016, 09:24 AM
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You get a car loan if you can't pay the full amount for the price of the car, up front.
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1986 Chevrolet Camaro IROC-Z - Wrecked/Sold
1998 Chevrolet Cavalier - Wrecked/Donated
2007 Chevrolet Cobalt LT - M62 Supercharger, Ported Throttle Body, 42 lb/hr Injectors, Intense 2.9" Pulley, Cobra Heat Exchanger, SS/TC Exhaust, TTR Engine and Trans Mounts, Trifecta Tune, ZZP Header and Downpipe, '08+ FE5 Struts/Shocks, SSC Springs, FE5 Control Arms, SS/SC Front Swaybar, Powell Hardcore Rear Swaybar, 18" MSR 045s, Dunlop ZIIs, Nightshaded Tails/Side Markers, Shorty Antenna, Black Bowties, Black Grilles, Black Headlights, Dual JL 12" w1v2 Subs, A/D/S Front/Rear Speakers, Pioneer 7" Touchscreen, G85 Recaros, Leather Rear Seats, 160 MPH Cluster.
2014 Chevrolet Cruze Diesel - 17" MSR 013s, Black Bowties, Black Tails, UR Rear Lower Bar
1981 Chevrolet Camaro Z28 - JVC Ribbon Tweeters, SEAS Mids, Pyle Woofers, Kenwood Tape Deck, Zapco Amp/Equilizer, Ceramic-Coated Longtubes, 2.5" Pypes Stainless Exhaust, Bilstein B6 Shocks, GW U/L Control Arms, Hotchkis Springs Sway Bars, DD HDX Cluster
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post #1496 of 2094 (permalink) Old 11-10-2016, 09:27 AM
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You get a car loan if you can't pay the full amount for the price of the car, up front.
Is it optional or mandatory though?

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2010 Chevy Cobalt LT: K&N Air Intake, removed chevy emblem on the back, blacked out the chevy bowtie upfront, Red LED Underglow, '08+ FE5 Struts/Shocks, Eibach Pro-kit Lowering Springs.
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post #1497 of 2094 (permalink) Old 11-10-2016, 09:33 AM
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...how else do you expect to be paying for the car, if you can't pay it all up front?

9% APR is really high for a car loan, by the way.

1986 Chevrolet Camaro IROC-Z - Wrecked/Sold
1998 Chevrolet Cavalier - Wrecked/Donated
2007 Chevrolet Cobalt LT - M62 Supercharger, Ported Throttle Body, 42 lb/hr Injectors, Intense 2.9" Pulley, Cobra Heat Exchanger, SS/TC Exhaust, TTR Engine and Trans Mounts, Trifecta Tune, ZZP Header and Downpipe, '08+ FE5 Struts/Shocks, SSC Springs, FE5 Control Arms, SS/SC Front Swaybar, Powell Hardcore Rear Swaybar, 18" MSR 045s, Dunlop ZIIs, Nightshaded Tails/Side Markers, Shorty Antenna, Black Bowties, Black Grilles, Black Headlights, Dual JL 12" w1v2 Subs, A/D/S Front/Rear Speakers, Pioneer 7" Touchscreen, G85 Recaros, Leather Rear Seats, 160 MPH Cluster.
2014 Chevrolet Cruze Diesel - 17" MSR 013s, Black Bowties, Black Tails, UR Rear Lower Bar
1981 Chevrolet Camaro Z28 - JVC Ribbon Tweeters, SEAS Mids, Pyle Woofers, Kenwood Tape Deck, Zapco Amp/Equilizer, Ceramic-Coated Longtubes, 2.5" Pypes Stainless Exhaust, Bilstein B6 Shocks, GW U/L Control Arms, Hotchkis Springs Sway Bars, DD HDX Cluster
2017 Chevrolet Volt LT - Black Bowties
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post #1498 of 2094 (permalink) Old 11-10-2016, 09:40 AM
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...how else do you expect to be paying for the car, if you can't pay it all up front?

9% APR is really high for a car loan, by the way.
Thats what i told my buddy but he says thats the lowest either of us could expect if we are buying a car, which i did not believe. And thank you, for helping out.

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2010 Chevy Cobalt LT: K&N Air Intake, removed chevy emblem on the back, blacked out the chevy bowtie upfront, Red LED Underglow, '08+ FE5 Struts/Shocks, Eibach Pro-kit Lowering Springs.
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post #1499 of 2094 (permalink) Old 11-10-2016, 09:41 AM
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I'd recommend going to a Credit Union, and having a parent co-sign it with it, if needed.

I think the car loan I had on my Cobalt, which I got when I was 18, was 4.7%. Interest rates have dropped since then.

1986 Chevrolet Camaro IROC-Z - Wrecked/Sold
1998 Chevrolet Cavalier - Wrecked/Donated
2007 Chevrolet Cobalt LT - M62 Supercharger, Ported Throttle Body, 42 lb/hr Injectors, Intense 2.9" Pulley, Cobra Heat Exchanger, SS/TC Exhaust, TTR Engine and Trans Mounts, Trifecta Tune, ZZP Header and Downpipe, '08+ FE5 Struts/Shocks, SSC Springs, FE5 Control Arms, SS/SC Front Swaybar, Powell Hardcore Rear Swaybar, 18" MSR 045s, Dunlop ZIIs, Nightshaded Tails/Side Markers, Shorty Antenna, Black Bowties, Black Grilles, Black Headlights, Dual JL 12" w1v2 Subs, A/D/S Front/Rear Speakers, Pioneer 7" Touchscreen, G85 Recaros, Leather Rear Seats, 160 MPH Cluster.
2014 Chevrolet Cruze Diesel - 17" MSR 013s, Black Bowties, Black Tails, UR Rear Lower Bar
1981 Chevrolet Camaro Z28 - JVC Ribbon Tweeters, SEAS Mids, Pyle Woofers, Kenwood Tape Deck, Zapco Amp/Equilizer, Ceramic-Coated Longtubes, 2.5" Pypes Stainless Exhaust, Bilstein B6 Shocks, GW U/L Control Arms, Hotchkis Springs Sway Bars, DD HDX Cluster
2017 Chevrolet Volt LT - Black Bowties
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post #1500 of 2094 (permalink) Old 11-10-2016, 11:17 AM
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I'd recommend going to a Credit Union, and having a parent co-sign it with it, if needed.

I think the car loan I had on my Cobalt, which I got when I was 18, was 4.7%. Interest rates have dropped since then.
Yeah, i was thinking about having parents co-sign also.

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2010 Chevy Cobalt LT: K&N Air Intake, removed chevy emblem on the back, blacked out the chevy bowtie upfront, Red LED Underglow, '08+ FE5 Struts/Shocks, Eibach Pro-kit Lowering Springs.
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