Hail Damage - Repair or Drive Into The Ground? - Chevy Cobalt Forum / Cobalt Reviews / Cobalt SS / Cobalt Parts
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post #1 of 9 (permalink) Old 06-17-2013, 02:18 PM Thread Starter
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Hail Damage - Repair or Drive Into The Ground?

So here's the back story. I bought the car in early 2008 when the new models came out. It was actually my first car purchase myself (although parents had to co-sign). I eventually got their name taken off of it, but it wasn't the best way to have it done.

In 2009 we had a massive hail storm which seems to hit every couple of years or so. My car was unfortunately outside during it, and was beat up pretty bad. The insurance company actually asked me for my purchase papers from the dealer, and I was extremely surprised what happened.

They wrote my car off, and basically gave me almost what I paid for it. I kept it, and had a couple hundred dollars left over.

Now it's 2013, and I am out of the 5yr/50k warranty that came with the car, and I am starting to really hate the lunar surface of my car. I know why they wrote it off, and I didn't care because it was brand new. However, I am wondering if it would be worth it to fix it. The problem I see, is that most of the panels on these cars are one solid piece. So the front quarter panel is attached to the little metal piece along the tops of the doors, and then to the back quarter panel.

That's probably why they wrote it off. The only side that is good, is the passenger side. It's not bad except for the top by the doors, but the rest of it is fine. How hard is it to do these fixes yourself? Do you just fill it with bondo or do you have to try to hammer out as much as possible before filling and re-sand/painting it?

I am not a mechanic by any means, but I'm just trying to find out how much actual work there is going to be to fix it.
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post #2 of 9 (permalink) Old 06-17-2013, 04:14 PM
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Trunk and hood you can replace, roof you will have to pull the dents and then bondo.fenders and doors can either be replaced or repaired depending on damage.

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post #3 of 9 (permalink) Old 06-17-2013, 04:49 PM
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I say repair or deal with it. Never drive a car into the ground. You'll wish you never did that. It may not look good, but as long as it drives, that's all that matters.
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post #4 of 9 (permalink) Old 06-18-2013, 09:45 AM
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Personally, I wouldn't spend a lot of money for purely cosmetic repair on an 08.

I guess I don't know what the rules are when it comes to a vehicle being totaled out, but you could always buy a new car and part out the old one.

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post #5 of 9 (permalink) Old 06-18-2013, 10:26 AM
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I guess for me it depends on the Model of the car. If it is an SS, by all means, repair it, if not, don't.

Your insurance won't cover it tho? Most people have comprehensive coverage for stuff like this.

'09 SS/TC - Stolen
Mods - Injen CAI, CIA MAF Relocate CP's, Dejon FMIC,
Custom 3" DP, 3" Exhaust, GT3076R, Pioneer AVH-4100DVD, Hurst STS, ZZP triple pod, Autometer Cobalt boost/DPIC/WB gauges, Nitto NT05 245/40/18's, H&R Springs, 80:20 Meth Spray
Future - KSport Kontrol Pro Coilovers, 10% Tint, FMIC spray
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Mods - *Updated 10/6/13* AEM TRUboost EBC, 4in custom TBE, SD dual 93/e85 tune, ETS 4in Race Core FMIC, Dual Aeromotive 400lph Fuel Pumps, T4 Tubular Manifold w/ dual WG's, FP Super99HTZ DBB Turbo, GSC 274 mivec cams, ARP headstuds/rod studs, FIC 2150cc Injectors, Aeromotive FPR, Aeromotive Fuel Rail, catch can, Mini Battery Kit, Slim Coolant Fan, Kiggly Racing high pressure valve Springs/Titanium Retainers, Supertech Stainless Steel Valves, Dual VTA Tial 44mm WG's, 4g64 Stroker Manley Pistons, 155mm 2.4 LR Manley Turbo Plus I Beam Rods with ARP 625 Studs, 100mm forged non-billet Manley Crankshaft, Full H/E PNP with Port Matching, Kiggly Racing Girdle, Dual Tial 50mm BOV's, Excedy Triple Disc Carbon HD Clutch, AEM EMS

'95 Ram 2500 Diesel
Mods - 5in TBE, Boost Elbow set to 28psi, Adjusted fuel pump, Open Turbo.

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post #6 of 9 (permalink) Old 06-18-2013, 10:31 AM
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I was also going to mention. A good paintless dent removal person can work miracles where there was no paint break. Might bring the cost down if you're dead set on repairing.

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post #7 of 9 (permalink) Old 06-19-2013, 09:19 AM Thread Starter
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The insurance company wrote it off saying it wasn't worth it to fix it. So I basically paid the salvage fees, paid off what I owed on the car, and had a couple hundred left over. It wasn't enough to even think about getting it fixed.

Also when I say drive into the ground, I meant drive the car until it dies a natural death in like 30 years or whatever. :D
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post #8 of 9 (permalink) Old 06-19-2013, 09:22 AM
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hmm... How bad was the damage?

'09 SS/TC - Stolen
Mods - Injen CAI, CIA MAF Relocate CP's, Dejon FMIC,
Custom 3" DP, 3" Exhaust, GT3076R, Pioneer AVH-4100DVD, Hurst STS, ZZP triple pod, Autometer Cobalt boost/DPIC/WB gauges, Nitto NT05 245/40/18's, H&R Springs, 80:20 Meth Spray
Future - KSport Kontrol Pro Coilovers, 10% Tint, FMIC spray
538whp/501wtq @38 psi on meth and 93 oct on stock ish motor


06 EVO IX MR/SE - Sold
Mods - *Updated 10/6/13* AEM TRUboost EBC, 4in custom TBE, SD dual 93/e85 tune, ETS 4in Race Core FMIC, Dual Aeromotive 400lph Fuel Pumps, T4 Tubular Manifold w/ dual WG's, FP Super99HTZ DBB Turbo, GSC 274 mivec cams, ARP headstuds/rod studs, FIC 2150cc Injectors, Aeromotive FPR, Aeromotive Fuel Rail, catch can, Mini Battery Kit, Slim Coolant Fan, Kiggly Racing high pressure valve Springs/Titanium Retainers, Supertech Stainless Steel Valves, Dual VTA Tial 44mm WG's, 4g64 Stroker Manley Pistons, 155mm 2.4 LR Manley Turbo Plus I Beam Rods with ARP 625 Studs, 100mm forged non-billet Manley Crankshaft, Full H/E PNP with Port Matching, Kiggly Racing Girdle, Dual Tial 50mm BOV's, Excedy Triple Disc Carbon HD Clutch, AEM EMS

'95 Ram 2500 Diesel
Mods - 5in TBE, Boost Elbow set to 28psi, Adjusted fuel pump, Open Turbo.

Future Mods- Super Street Clutch (rated @1400ftlbs tq), 67mm turbo, 160lb valve springs, added timing, tubular exhaust manifold, larger injectors, possible 6 spd swap.


Master ASE Certified Gasoline/Diesel Technician since 2004

Speed Junkies Social Group

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Syndicate of Tuners Official Page! Up and going again as of 1/11/13

Click here to PM me if you have questions or issues!
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post #9 of 9 (permalink) Old 08-05-2013, 06:30 PM
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I've still got about 75-100 dents on my car from a hail storm a couple years ago. Insurance wasn't going to cover all the repairs, shop wanted close to $2k to fix it. Since the paint wasn't broken and most were on the hood I just said screw it and left it as is. I plan on painting it next year and I'll fix the dents myself then. Hail is common in the summer where I live so I don't expect it to be ever stay hail dent free.
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