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HAIL DAMAGE!!!

every time i do some kind of mod to my car... something happens to it. never fails.

but anyways... my 09 cobalt suffered 1650 worth of hail damage a couple nights ago.... whats the chances the ins company will fix it or total it?
During "hail season",, I keep 2 large thick padded quilt like blankets folded in the trunk, just to cover the hood, top and deck lid. If I'm located in a place without cover, takes about 30 seconds to cover those areas with these. Have done this 3 times. Damage to surrounding cars,, but mines OK!!!

GTO 1
 
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