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I hit one of these buggers last night on my way home - there is a hole the size of two dimes side by side in the bottom of the driver side radiator. I am trying to figure out if I should just get one from the junk yard and replace the radiator or do a full fledged insurance claim.

I have pics but I dont have them Hosted
 

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I would never go through insurance for anything so small. Buy a new radiator or get one from a junkyard, its a hell of a lot better than higher insurance payments
 

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If you feel you are able, you should just replace it yourself. However, I would put in a new radiator and not a used one. A new radiator is still $100 cheaper than a $250 deductible.
 
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